若以其他不動產作為抵押品，抵押品的價值若較高，則有可能提高房屋貸款的成數。 In case you not want to get these emails, you can unsubscribe from this feed, or take care of all your subscriptions. 申請房屋貸款時，房貸專員常常會建議一並購買房貸壽險，受益人為銀行，如果有�